Questions

Frequently asked questions

Clear answers for customers before they buy.

Is FedRetirementPlanner an official government product?

No. It is an independent educational planning tool. It is not affiliated with OPM, TSP, SSA, VA, DoD, or the U.S. government.

Does this replace a financial advisor?

No. The planner is designed to help organize estimates and planning assumptions. It does not provide personalized legal, tax, investment, or financial advice.

What do I need before using the planner?

Helpful inputs include your high-3 estimate, creditable service date, TSP balance, TSP contribution rate, Social Security statement, military retirement estimate if applicable, and other retirement income sources.

Will contribution limits be updated?

The website is structured so you can update the displayed TSP limits annually. The included JavaScript file contains a simple limits table that can be updated each year.

Can military retirees use it?

Yes. The planner includes room for military retired pay and other income sources, making it useful for households that combine military retirement with federal employment.

How do I get the spreadsheet after purchase?

Right now, connect the purchase button to Etsy, Gumroad, Payhip, or Stripe. Those platforms can deliver the spreadsheet file automatically after purchase.

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