Free calculators

Quick federal retirement estimates.

Use these simple calculators to get oriented. They are educational estimates only and should be verified with official sources and professional advice when needed.

FERS Pension Estimate

Formula: high-3 average salary x years of service x multiplier. Common multipliers are 1% or 1.1% depending on age/service rules.

Annual and monthly estimate will appear here.

2026 TSP Contribution Target

Uses 2026 TSP limits: $24,500 elective deferral, $8,000 regular catch-up, and $11,250 age 60-63 catch-up.

Per-pay-period target will appear here.

Monthly Retirement Gap

Gap estimate will appear here.