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Federal retirement education

Learn the pieces before making the move.

Straightforward educational articles to help you organize your retirement questions.

Federal Retirement / OPM

July 12, 2026

OPM's Digital Retirement System Is Here: 10 Things Every Federal Employee Should Do Before Clicking Submit

OPM’s digital retirement system may make retirement processing smoother, but federal employees still need to review eligibility, benefits, TSP, Social Security, taxes, and monthly income before submitting an application.

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Federal Retirement / OPM

July 6, 2026

OPM Has Gone Digital: What Federal Employees Need to Know Before Filing for Retirement in 2026

OPM says more than 95% of federal retirement applications are now processed electronically. Learn what the new digital retirement process means, what documents to prepare, and why a faster system still requires a complete retirement plan.

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TSP / Federal Retirement

July 5, 2026

2026 TSP Roth Changes: What Every Federal Employee Needs to Know Before Making a Decision

The 2026 TSP Roth changes created new planning opportunities and new confusion. Learn what changed, what did not change, and what federal employees should consider before making Roth contribution or conversion decisions.

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FERS

FERS Pension Basics

Learn the basic annuity formula, high-3 input, multiplier, and common deductions to consider.

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TSP

2026 TSP Contribution Limits

Review the regular employee limit and the age-based catch-up contribution amounts for 2026.

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Cash flow

What Is a Retirement Income Gap?

Understand the gap between stopping work and the dates your future income sources begin.

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