Disclaimer

Educational use only

FedRetirementPlanner provides educational tools, worksheets, calculators, and planning materials. Nothing on this website is legal, tax, investment, retirement, benefits, or individualized financial advice.

Not a government product

FedRetirementPlanner is independently created and operated. It is not affiliated with, endorsed by, sponsored by, or approved by the Office of Personnel Management, the Thrift Savings Plan, Social Security Administration, Department of Veterans Affairs, Department of Defense, or any other government agency.

Verify with official sources

Federal retirement rules, contribution limits, tax rules, and benefit calculations can change. Users should verify all benefit estimates and retirement decisions with official government sources, agency HR, OPM, TSP, SSA, tax professionals, financial advisors, or other qualified professionals.

No guarantee

Calculators and worksheets depend on user inputs and assumptions. FedRetirementPlanner does not guarantee retirement outcomes, investment performance, pension amounts, Social Security benefits, tax results, or eligibility for any benefit.

Use of official information

References to FERS, TSP, Social Security, military retirement, or federal benefits are for descriptive and educational purposes only.