01
See the full picture
Organize your pension estimate, TSP balance, Social Security estimate, military retirement income, savings, and other income sources.
Federal retirement planning made clearer
Stop guessing what your federal retirement could look like.
FedRetirementPlanner helps federal employees, military retirees, and government households organize FERS, TSP, Social Security, military retirement, brokerage accounts, and other cashflow in one professional planner.
FERSTSPSocial SecurityMilitary RetirementRetirement Gap
Why this exists
Benefits are not the same as a plan.
Federal employees often have several retirement pieces. The hard part is seeing how those pieces work together before retirement.
02
Compare scenarios
Look at different retirement dates, contribution levels, and monthly income needs before making big decisions.
03
Find the gap
Estimate the difference between expected monthly income and the retirement lifestyle you want to fund.
Built for practical planning
Designed for real federal households.
Use the planner to bring together income sources that are usually scattered across statements, online portals, and spreadsheets.
- Estimate FERS pension income using high-3 salary and years of service.
- Plan TSP contributions and annual maximum contribution targets.
- Enter Social Security estimates from your official SSA statement.
- Add military retirement, brokerage, Roth IRA, pension, rental, or other income.
- Create a cleaner retirement income summary for your household.
What the planner helps answer
“What will I actually live on each month?”
“Am I relying too much on one income source?”
“What happens if I retire at 57, 60, or 62?”
Inside the planner
Built to make the full retirement picture easier to see.
The planner helps federal and military households organize retirement income sources, compare scenarios, and think through monthly retirement cashflow with more clarity.
Free starter tool
Download the Federal Retirement Readiness Checklist.
Use it to collect the numbers you need before building your full retirement picture.
Start here
Three simple steps
1
Gather your numbers
Use your LES, TSP balance, high-3 estimate, SSA statement, and other retirement income sources.
2
Build your scenario
Enter your assumptions and compare retirement ages, contribution targets, and monthly income goals.
3
Adjust the plan
Identify the income gap, savings target, or contribution change that would strengthen your retirement outlook.
Free download
Get the Federal Retirement Readiness Checklist.
Enter your name and email to access the free checklist and receive Federal Retirement Planner updates.
- FERS pension planning items
- TSP and contribution review prompts
- Social Security and other income reminders
- Retirement cashflow planning questions