Federal Retirement Planner products, calculators, articles, worksheets, and website content are provided for educational and organizational purposes only.
No professional advice
Nothing on this website is individualized financial, investment, tax, legal, insurance, or benefits advice. The tools do not replace advice from your agency benefits office, OPM, TSP, SSA, VA, a tax professional, attorney, or appropriately licensed financial professional.
No government affiliation
Federal Retirement Planner is independent and is not affiliated with, endorsed by, or sponsored by OPM, TSP, SSA, VA, DoD, or the U.S. government.
Estimates and assumptions
Outputs depend on user-entered data and assumptions. Actual benefits, account values, taxes, investment performance, eligibility, and laws may differ. Always verify important decisions with official records and sources.
Investment risk
Past performance does not guarantee future results. Any growth or withdrawal assumption is hypothetical and may not reflect actual results.