Independent educational tools. Not affiliated with OPM, TSP, SSA, VA, DoD, or the U.S. government.
Free starter calculators

Run a few quick federal retirement estimates.

These simplified calculators are educational estimates, not official benefit determinations.

FERS Pension Estimate

Your estimate will appear here.

2026 TSP Contribution Target

Your target will appear here.

Monthly Retirement Gap

Your gap or surplus will appear here.

Need more than a quick estimate?

The paid tools provide more structured inputs, scenario comparisons, and planning views than these starter calculators.

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2026 TSP limits used: $24,500 regular elective deferral, $8,000 catch-up for age 50+, and $11,250 catch-up for ages 60-63. Confirm current rules with TSP and your payroll office.